Crypto lending is a cryptocurrency-backed loan that uses certain cryptocurrency as collateral, similar with a securities-based loan. Under this program, you may pledge your crypto assets to obtain the loan and pay it off over time.

Compared with traditional secured loans, crypto loans have the following unique features that can make them appealing for some crypto enthusiasts:

1) Low interest rates:   While a crypto loan is generally not as cheap as mortgage or car loans, it is really an inexpensive alternative to personal loans and credit cards. You may usually get a crypto loan with an interest rate =<10%.

2) Loan amount is based on asset value:       In many cases, you may borrow up to 50% - 90% of your portfolio value.

3) Choice of loan currency:      Based on Atlantis Exchange, you can generally get the loan funds in the form of select cryptocurrencies.

4) No credit check:       Atlantis Exchange won’t run a credit check when you apply, making it an incredibly attractive financing option for everyone.

5) Fast funding:    Once you’re approved, you can get your loan funds in as little as a few hours.

6) Ability to lend crypto:    Atlantis Exchange offer "Interest Account" that allow each user to LEND their digital assets and receive a high APY in return.

7) Ability to borrow crypto:      Atlantis Exchange offer "Margin Account" that allow each user to BORROW their digital assets and receive a high APY in return.

If you need money and have sizable crypto holdings but don’t want to sell them, crypto lending can be an alternative worth considering.

Also, if you have digital assets that you plan to hold onto for a long time, lending them out via a crypto interest account could be an excellent way to maximize their value.

In the event that you attend the crypto lending program, while you retain ownership of the crypto you’ve used as collateral, you lose some rights, such as the ability to trade it, or withdraw, or use it to make transactions. Also, if the value of your digital assets drops significantly, you may end up owing back much more than you borrowed should you default on the loan. Therefore, If you’re considering crypto lending in either form, make sure you consider both benefits and drawbacks as well as all your other options before you make a decision.